Who We Serve

Serving families, couples, individuals and widows/widowers, we personalize our services to fit you and your unique circumstances. As you prepare for life before and after retirement, we can help you address many of the following concerns: 

• When can I retire?
• How can I make my money last throughout retirement?
• Can I do the things I want to do without running out of money?
• Can my spouse remain financially secure if I die?
• How can I make sure my family will be okay if I die?
• Can I help my kids financially without jeopardizing my own retirement?
• What can I do to lower my income taxes?

We strive to address all of your concerns before and after retirement, customizing a plan for you based on your priorities, values, dreams and goals. 

We can help you prepare plans to develop financial security for your loved ones now and in the future. Considering your family’s needs, your tax obligations, your retirement timeline and your risk levels, we integrate strategies to help you reach your goals. We collaborate with CPAs and estate attorneys, working to ensure that your assets go to the people and causes you love. Throughout this process, we communicate with other family members to maintain clarity.

Ensuring that both partners are involved in the planning process, we establish plans designed to meet your needs. We listen to how you envision your future together, and we utilize strategies to help you sustain the lifestyle you desire throughout retirement. Knowing when to take social security benefits, how to leverage life insurance income, how to minimize taxes and how to manage investment income can provide security and peace of mind. We help you put financial safeguards in place to protect the surviving spouse, should the primary breadwinner pass away.

Women live an average of five years longer than men do. That means they often need to prepare for a longer retirement than men. This often translates to more medical and long-term-care expenses. Surprisingly, 90% of women will be solely responsible for their finances at the end of their lives! Using strategies to help optimize resources, we can help women prepare for these unique circumstances. By maximizing social security benefits and implementing appropriate tax strategies, we can help navigate the obstacles many women may face.

Clients face unique challenges after the death of a spouse. They must make financial decisions regarding social security benefits, insurance strategies, employee benefits, asset management and taxes. We have first-hand experience with this complicated process and offer tools and processes to expertly navigate this transition with compassion.